Finanteaza echipamente noi, care au placuta de identificare unde sa apara an de fabricatie si serie de identificare, iar valoarea mai mare de 5000 Eur+TVA.

Eligibility conditions: the company requesting financing must not be reported in the CRC (Central Credit Risk Database) and if it is reported, there must be no delays greater than 30 days. An advantage is seniority in the field.

The maximum financing period is 5 years, the minimum standard down payment is 20%.

Required guarantees: the financed asset and promissory notes (promissory notes for the financing period).

The supplier is obliged to comply with the terms of the purchase contract or the buy-back option.
Standard costs are 9.5% interest for equipment and file analysis costs.

Download the documents for preparing the financing file here.

LIST OF DOCUMENTS REQUIRED FOR LEASING FINANCING
A. COMPANY DOCUMENTS (in copy):

• The articles of association or the statute and company contract;
• The registration certificate, including its annex;
• VAT registration certificate;
• Sanitary, veterinary and environmental authorizations (if applicable);
• Legible copy of identity documents ale reprezentantilor legali ai societatii;
• Specimen signature sheet for people with right to sign on bank documents, account related to the statement attached to the file(with signature, bank stamp in original and date of issue of the copy);

• The last two accounting balance sheets;
• The last two annual balance sheets submitted to the Financial Administration and the related balances, including the Profit and Loss account;
• The last semi-annual report (June balance sheet) and the related balance sheet (if this is the last existing balance sheet);
• Analytical sheet of account 5121 for the last month, for which the financial indicators are calculated (related to the last accounting balance). It is mandatory that all internal codings be associated with a bank name (ex 5121.01 = Banca Transilvania, 5121.02 = Alpha Bank etc);
• Copy of the extract current account, in RON, on the last completed calendar month (01 - 31 of the month), from the MAIN BANK, with the signature and stamp of the bank, corresponding to the month following the one for which form 5121 was sent;
• Last utility bill, in original (Ex: mobile or landline phone, gas, electricity, etc.); 

C. OTHER:

• Leasing application form and APPENDIX (they are mandatory);
• Price offer from the supplier (pro-forma invoice/technical data); 

NOTE:
1. All documents submitted in copy will be certified according to their original by a BT Leasing Transilvania IFN SA representative.
2. Certificate of Verification from the Trade Registry Office  will be requested by BT Leasing, and the commission charged by ORC for providing this service will be re-invoiced.
3. The leasing company reserves the right to request, if necessary, other additional documents (business plan, Feasibility Study, Company Organization Chart, Curriculum Vitae for members of the management team, evaluation report, Income and Expense Budget, Forecasted Cash – Flow) that may clarify the economic, financial and legal situation of the leasing applicant. 
4. If the leasing application is rejected or the file is not resolved, you can request the return of the submitted documents, withinmaximum one month from the date of submission of the request. 
5. For the shortest possible time to analyze your request, we ask that the documents attached to the file be as legible as possible. Also, in order not to create malfunctions in the performance of your activity, please do not leave original or unique documents in the file at BT Leasing.